SPcard is a 24/7 spot market for trading fractional interests in collectibles. It allows users to instantly trade these assets. Similar projects like SecurePay offer easy ways to send, spend, swap, stake and invest money with features such as virtual cards, DeFi tools for token holders, and staking systems. PAYCAT is a decentralized marketplace allowing users to propose and sell services for crypto. SPcard aims to provide liquidity and accessibility in the collectibles market.