Tower Pay™ is a platform facilitating both FIAT and DeFi payments via credit card, offering chip or contactless crypto payment options. It aims to enable micropayments for everyday transactions like coffee, groceries, and online shopping. The platform is associated with a 1/1 tax structure and the contract address 0x0062c2c9E1781Ae5e9AD89f118Ae8FD3aF926cdD. Similar projects include DefiPay, which focuses on end-to-end decentralized solutions and a 'Touch & Pay' card, and World Pay Token, aiming for a $500 million market cap with debitcard launch in Q4.